Share this.. In December I logged a budget surplus of $215 mainly due to another low electric charge in comparison to my budgeted amount. As previously noted my numbers starting next month will be different (see November’s report). Just a note thanks to my monthly tracking I was able to compare the December’s electric bill over the past 4 years: 12/2014 -$166.04 12/2015 -$119.82
Share this.. The budget took a hit the month of November with lots of food expenses and an overnight hiking trip. Our saving grace was a super low electric bill which covered the rest of the envelopes deficiencies when all said and done we squeaked by with a profit of $48.00. Just a note: thanks to my monthly tracking I was able to compare the
Share this.. December bills are now rolling in and I can finally add them to my FI spreadsheet to determine what 2017’s actual expenses were by category. With that I’ve made some budget envelope adjustments to reflect accurate annualized amounts. I’m currently in an experiment with my heating/electric bill which I will write a post on a little later so that category may have to
Share this.. I managed to stay under budget for the month but it’s getting harder and harder not to buy stuff on sale as the holiday’s approach. Have not made any gains with the option investing however my retirement investing is up double digits YTD. I’m going to experiment with one more tactic in the short-term investing. If it doesn’t work I can say I
Share this.. –Look back to August expense report– For the month of September on this expense report I went $15 over budget. I had an emergency car repair and my bulk purchase of annual pet meds were due. Thankfully we are now cooling down as far weather and the electric expense has come way down. As for the retirement accounts I’m happy to see the
Share this.. –Look back to June expense report– This summer we here are experiencing record-breaking heat, not so good for my sad little utility budget. My budget tracking spreadsheet automatically averages the electric bill over an annual timeline so using that information I went ahead and increased my electric budget envelope to reflect my actual 2017 average expenses and not the guesstimate I had before.
Share this.. –Look back to May expense report– The June budgeted expenses vs. actual expenses were steadier compared to May. We got a surprise mid-year bonus at work so I was able to fully pay myself back the emergency fund loan I made the last month. Also learned that due to an escrow deficiency (increased real estate taxes) my mortgage payment will now be $5