I managed to stay under budget for the month but it’s getting harder and harder not to buy stuff on sale as the holiday’s approach. Have not made any gains with the option investing however my retirement investing is up double digits YTD. I’m going to experiment with one more tactic in the short-term investing. If it doesn’t work I can say I tried and return to slow and grow index investing. I guess I haven’t outgrown my dreams of getting rich quick.
On to the October expense report:
|Envelopes||Budgeted Amount||Actual Expenses Paid|
|Mortgage/Escrow||$ 1,105.00||$ 1105.00|
|Auto Ins/Repairs Fund||$ 150.00||$ 150.00|
|Electric||$ 230.00||$ 101.57|
|Groceries||$ 130.00||$ 98.81|
|Phone/Internet||$ 95.00||$ 90.00|
|Trash||$ 85.00||$ 91.00|
|Me-shopping||$ 60.00||$ 35.00|
|Auto Gas||$ 45.00||$ 40.00|
|Eat Out/Entertain||$ 30.00||$ 13.58|
|House Essentials||$ 70.00||$ 142.97|
|FI Savings Fund||20%+||20% of pay+ met|
How are you all doing with staying on budget this holiday time?